San Diego
Reverse Mortgage Advisors
We are reverse mortgage experts who love seeing the difference this financial tool can make in the lives of our clients.
Want to unlock financial freedom in retirement? Schedule a free consultation with our team to learn more about reverse mortgages for seniors and discover how your home equity can benefit your golden years.
A reverse home mortgage is an amazing financial tool that can provide life-changing benefits to its users. It uniquely offers access to home equity and permits the homeowner to stay in their home for the rest of their life. To qualify, the homeowner needs to be 55 years or older and live in the home as their primary residence.
For those in Southern California, a reverse mortgage in Carlsbad or a reverse mortgage in Oceanside can be a smart way to tap into home equity while maintaining financial flexibility.
In this case, homeowners can access their equity in the form of a lump sum, fixed monthly payments, or a line of credit. Unlike a traditional mortgage, a reverse home mortgage doesn’t require the homeowner to make any loan payments until the loan is paid off.
7 Benefits of a Reverse Mortgage
Eliminating a monthly mortgage payment allowing the borrower to stay in the home for the rest of their life
Accessing equity in the home to supplement retirement, pay for unexpected expenses, pay for travel or health related needs
Accessing equity in the home in the form of monthly payments, a lump sum or a line-of-credit
All proceeds from the home are tax free
Requires very little income and credit to qualify
The line of credit cannot be canceled which is unlike a traditional home-equity-line-of-credit
Proceeds from a reverse do not impact Social Security or Medicare benefits
Who We
Are
David Todd and his team located in San Diego are reverse mortgage experts and have over 50+ years of combined experience. They love seeing the difference a reverse mortgage can make in the lives of their clients! They take great care in evaluating each client’s individual circumstance and providing full transparency. They strive to build strong relationships with their clients as the best marketing comes from repeat and referred clients.
Our reverse mortgage advice extends to markets beyond San Diego, serving nearly half the United States - see infographic below
San Diego Seniors are Your Ready To Take Control of your Finances in Retirement? Learn how a reverse mortgage can help. Tap the Blog Articles below for more.
